Tunnel in 3 steps
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Choose how much USDT to send and paste the Ripple address that should receive funds on XRP Ledger.
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Open the order to freeze the quote and reveal a one-time deposit destination.
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Broadcast USDT to that destination. Once confirmations clear, XRP is pushed to your payout wallet.
Before you broadcast
- ERC-20 USDT follows Ethereum confirmation times.
- Send USDT on Ethereum mainnet only — not Tron TRC-20.
- Leave ETH in your wallet for gas when sending ERC-20 USDT.
- Still waiting on XRP? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
Tether — dollar-pegged stablecoin
USDT on Ethereum (ERC-20) is widely used in DeFi — send only on Ethereum mainnet.
USDT on Ethereum mainnet
Use an ERC-20 compatible Ethereum address. TRC-20 USDT is a different asset.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap USDT for XRP on TunnelSwap?
No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Tether → Ripple swaps.
How fast is a USDT → XRP swap?
Most routes settle within minutes. Final timing follows ERC-20 on Ethereum deposit confirmations and XRP Ledger payout speed.
Does TunnelSwap hold my USDT or XRP?
No. You fund the deposit from your wallet and XRP is sent straight to the address you paste — non-custodial, wallet to wallet.
What if I use the wrong network for USDT?
Only send on the network shown for the order (ERC-20 on Ethereum). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.