Tunnel in 3 steps
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Choose how much MATIC to send and paste the Stellar address that should receive funds on Stellar mainnet.
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Open the order to freeze the quote and reveal a one-time deposit destination.
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Broadcast MATIC to that destination. Once confirmations clear, XLM is pushed to your payout wallet.
Before you broadcast
- Polygon confirmations are usually fast — often within a minute.
- Send MATIC on Polygon PoS mainnet only — not Ethereum or other L2s unless your order says otherwise.
- Use a Polygon-compatible wallet and address (0x…). Leave enough MATIC for gas.
- Still waiting on XLM? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
Polygon — low-cost EVM layer-2
MATIC (POL) powers Polygon — fast EVM transfers, low fees, and wide DeFi and bridge liquidity.
MATIC on Polygon mainnet
Use a Polygon PoS wallet for deposits. Do not send MATIC on Ethereum mainnet — wrapped versions are different assets.
Leave enough MATIC in your wallet to cover gas on top of the swap amount.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
XLM not visible yet?
Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.
When will XLM arrive?
Stellar settlements are usually very quick once your deposit confirms.
- Check Stellar Expert or a similar explorer with the payout tx hash.
- Confirm whether your wallet needs a destination memo for incoming funds.
- Keep a small XLM reserve if your wallet requires a minimum balance.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap MATIC for XLM on TunnelSwap?
No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Polygon → Stellar swaps.
How fast is a MATIC → XLM swap?
Most routes settle within minutes. Final timing follows Polygon mainnet deposit confirmations and Stellar mainnet payout speed.
Does TunnelSwap hold my MATIC or XLM?
No. You fund the deposit from your wallet and XLM is sent straight to the address you paste — non-custodial, wallet to wallet.
What if I use the wrong network for MATIC?
Only send on the network shown for the order (Polygon mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.