Tunnel in 3 steps
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Choose how much XLM to send and paste the Polygon address that should receive funds on Polygon mainnet.
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Open the order to freeze the quote and reveal a one-time deposit destination.
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Broadcast XLM to that destination. Once confirmations clear, MATIC is pushed to your payout wallet.
Before you broadcast
- Stellar confirmations are typically very fast — often within seconds.
- A minimum XLM balance may be required to activate or maintain your Stellar account.
- Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
- Still waiting on MATIC? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
Sending XLM on Stellar
Send native XLM on Stellar mainnet from a compatible wallet.
If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.
Polygon — low-cost EVM layer-2
MATIC (POL) powers Polygon — fast EVM transfers, low fees, and wide DeFi and bridge liquidity.
MATIC not received?
Confirm your wallet is on Polygon PoS mainnet and fully synced.
MATIC payout tips
- Use a Polygon-compatible wallet and verify the receive address starts with 0x.
- Check Polygonscan with the payout tx hash if your balance has not updated.
- Do not expect MATIC on Ethereum — this route pays out on Polygon PoS.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XLM for MATIC on TunnelSwap?
No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Stellar → Polygon swaps.
How fast is a XLM → MATIC swap?
Most routes settle within minutes. Final timing follows Stellar mainnet deposit confirmations and Polygon mainnet payout speed.
Does TunnelSwap hold my XLM or MATIC?
No. You fund the deposit from your wallet and MATIC is sent straight to the address you paste — non-custodial, wallet to wallet.
What if I use the wrong network for XLM?
Only send on the network shown for the order (Stellar mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.