No KYC · Non-custodial · Private

Exchange USD Coin to Ripple

Move USD Coin (USDC) into Ripple (XRP) on XRP Ledger through TunnelSwap — a privacy-first, anonymous no-KYC swap. You send USDC from your own wallet; XRP arrives at the payout address you paste. Top rates and low fees show before you broadcast, and most routes finish within minutes after deposit confirmations.

  • No KYC · No lasting profile
  • Non-custodial
  • NO-KYC automation

Start swap

You Send
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All fees included
Estimated rate: -
You Get
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Tunnel in 3 steps

  1. Choose how much USDC to send and paste the Ripple address that should receive funds on XRP Ledger.

  2. Open the order to freeze the quote and reveal a one-time deposit destination.

  3. Broadcast USDC to that destination. Once confirmations clear, XRP is pushed to your payout wallet.

Before you broadcast

  • ERC-20 USDC follows Ethereum confirmation times.
  • Send USDC on Ethereum mainnet only for this route — not Polygon, Base, or Solana USDC.
  • Leave ETH in your wallet for gas when sending USDC.
  • Still waiting on XRP? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
You send

USD Coin — regulated dollar stablecoin

USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.

USDC on Ethereum mainnet

Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.

Gas fees apply to token transfers — ensure sufficient ETH balance.

You receive

XRP — fast ledger settlements

XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

XRP payout delays

If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

When will XRP arrive?

XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

  • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
  • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
  • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

Before you swap

Avoid wrong-network deposits and address format mistakes — read these guides first.

USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

All swap safety guides

Coin swap hubs

More no-KYC swap pairs and guides for each asset.

USDC Swap USD Coin (USDC) — no KYC hub XRP Swap Ripple (XRP) — no KYC hub

Related exchange pairs

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Frequently asked questions

Do I need KYC to swap USDC for XRP on TunnelSwap?

No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for USD Coin → Ripple swaps.

How fast is a USDC → XRP swap?

Most routes settle within minutes. Final timing follows ERC-20 on Ethereum deposit confirmations and XRP Ledger payout speed.

Does TunnelSwap hold my USDC or XRP?

No. You fund the deposit from your wallet and XRP is sent straight to the address you paste — non-custodial, wallet to wallet.

What if I use the wrong network for USDC?

Only send on the network shown for the order (ERC-20 on Ethereum). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.