No KYC · Non-custodial · Private

Exchange USD Coin to Monero

Move USD Coin (USDC) into Monero (XMR) on Monero mainnet through TunnelSwap — a privacy-first, anonymous no-KYC swap. You send USDC from your own wallet; XMR arrives at the payout address you paste. Top rates and low fees show before you broadcast, and most routes finish within minutes after deposit confirmations.

  • No KYC · No lasting profile
  • Non-custodial
  • NO-KYC automation

Start swap

You Send
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All fees included
Estimated rate: -
You Get
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Tunnel in 3 steps

  1. Choose how much USDC to send and paste the Monero address that should receive funds on Monero mainnet.

  2. Open the order to freeze the quote and reveal a one-time deposit destination.

  3. Broadcast USDC to that destination. Once confirmations clear, XMR is pushed to your payout wallet.

Before you broadcast

  • ERC-20 USDC follows Ethereum confirmation times.
  • Send USDC on Ethereum mainnet only for this route — not Polygon, Base, or Solana USDC.
  • Leave ETH in your wallet for gas when sending USDC.
  • Still waiting on XMR? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
You send

USD Coin — regulated dollar stablecoin

USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.

USDC on Ethereum mainnet

Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.

Gas fees apply to token transfers — ensure sufficient ETH balance.

You receive

Monero — private by default

Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

XMR not visible yet?

Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

If the order lists a payout tx but your synced wallet shows nothing, contact support.

Receiving XMR privately

Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

  • Use a fresh subaddress for each swap rather than reusing old receive addresses.
  • Compare your wallet block height with a public explorer before assuming a payout failed.
  • Allow extra time after the order shows sent — privacy features can delay wallet display.

Before you swap

Avoid wrong-network deposits and address format mistakes — read these guides first.

USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

All swap safety guides

Coin swap hubs

More no-KYC swap pairs and guides for each asset.

USDC Swap USD Coin (USDC) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

Related exchange pairs

XMR → USDC Swap Monero to USD Coin with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. USDC → BTC Turn USDC on Ethereum to Bitcoin — cash out stablecoin holdings, anonymous no-KYC privacy-first swap — top rates, complete in minutes. USDC → ETH Send USDC to ETH on Ethereum mainnet — fast ERC-20 routing, without opening an account on TunnelSwap — top rates, complete in minutes. USDC → USDT Swap USDC (ERC-20) to USDT (TRC-20) with no KYC. Non-custodial stablecoin swap — live rate, no account, minutes on TunnelSwap. USDC → USDT Swap USD Coin to Tether with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. USDC → SOL Trade USDC on Ethereum for Solana — stablecoin to SOL, without opening an account on TunnelSwap — top rates, complete in minutes. USDC → ZEC Swap USD Coin to Zcash with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. USDC → BNB Swap USD Coin to BNB with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. USDC → LTC Swap USD Coin to Litecoin with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. USDC → XRP Swap USD Coin to Ripple with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. USDC → TRX Swap USD Coin to Tron with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. USDC → DOGE Swap USD Coin to Dogecoin with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations.

Frequently asked questions

Do I need KYC to swap USDC for XMR on TunnelSwap?

No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for USD Coin → Monero swaps.

How fast is a USDC → XMR swap?

Most routes settle within minutes. Final timing follows ERC-20 on Ethereum deposit confirmations and Monero mainnet payout speed.

Does TunnelSwap hold my USDC or XMR?

No. You fund the deposit from your wallet and XMR is sent straight to the address you paste — non-custodial, wallet to wallet.

What if I use the wrong network for USDC?

Only send on the network shown for the order (ERC-20 on Ethereum). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.