Tunnel in 3 steps
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Choose how much XRP to send and paste the Polygon address that should receive funds on Polygon mainnet.
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Open the order to freeze the quote and reveal a one-time deposit destination.
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Broadcast XRP to that destination. Once confirmations clear, MATIC is pushed to your payout wallet.
Before you broadcast
- XRP Ledger confirmations are typically very fast — often seconds.
- If your receiving account requires a destination tag, enter it exactly on the order form.
- Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
- Still waiting on MATIC? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
Destination tags on XRP
Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.
Self-custody addresses may not need a tag; check what your wallet provider expects.
Polygon — low-cost EVM layer-2
MATIC (POL) powers Polygon — fast EVM transfers, low fees, and wide DeFi and bridge liquidity.
MATIC not received?
Confirm your wallet is on Polygon PoS mainnet and fully synced.
MATIC payout tips
- Use a Polygon-compatible wallet and verify the receive address starts with 0x.
- Check Polygonscan with the payout tx hash if your balance has not updated.
- Do not expect MATIC on Ethereum — this route pays out on Polygon PoS.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XRP for MATIC on TunnelSwap?
No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Ripple → Polygon swaps.
How fast is a XRP → MATIC swap?
Most routes settle within minutes. Final timing follows XRP Ledger deposit confirmations and Polygon mainnet payout speed.
Does TunnelSwap hold my XRP or MATIC?
No. You fund the deposit from your wallet and MATIC is sent straight to the address you paste — non-custodial, wallet to wallet.
What if I use the wrong network for XRP?
Only send on the network shown for the order (XRP Ledger). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.