Tunnel in 3 steps
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Choose how much XRP to send and paste the Monero address that should receive funds on Monero mainnet.
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Open the order to freeze the quote and reveal a one-time deposit destination.
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Broadcast XRP to that destination. Once confirmations clear, XMR is pushed to your payout wallet.
Before you broadcast
- XRP Ledger confirmations are typically very fast — often seconds.
- If your receiving account requires a destination tag, enter it exactly on the order form.
- Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
- Still waiting on XMR? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
Destination tags on XRP
Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.
Self-custody addresses may not need a tag; check what your wallet provider expects.
Monero — private by default
Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.
XMR not visible yet?
Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.
If the order lists a payout tx but your synced wallet shows nothing, contact support.
Receiving XMR privately
Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.
- Use a fresh subaddress for each swap rather than reusing old receive addresses.
- Compare your wallet block height with a public explorer before assuming a payout failed.
- Allow extra time after the order shows sent — privacy features can delay wallet display.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XRP for XMR on TunnelSwap?
No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Ripple → Monero swaps.
How fast is a XRP → XMR swap?
Most routes settle within minutes. Final timing follows XRP Ledger deposit confirmations and Monero mainnet payout speed.
Does TunnelSwap hold my XRP or XMR?
No. You fund the deposit from your wallet and XMR is sent straight to the address you paste — non-custodial, wallet to wallet.
What if I use the wrong network for XRP?
Only send on the network shown for the order (XRP Ledger). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.