No KYC · Non-custodial · Private

Exchange Monero to Ripple

Move Monero (XMR) into Ripple (XRP) on XRP Ledger through TunnelSwap — a privacy-first, anonymous no-KYC swap. You send XMR from your own wallet; XRP arrives at the payout address you paste. Top rates and low fees show before you broadcast, and most routes finish within minutes after deposit confirmations.

  • No KYC · No lasting profile
  • Non-custodial
  • NO-KYC automation

Start swap

You Send
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All fees included
Estimated rate: -
You Get
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Tunnel in 3 steps

  1. Choose how much XMR to send and paste the Ripple address that should receive funds on XRP Ledger.

  2. Open the order to freeze the quote and reveal a one-time deposit destination.

  3. Broadcast XMR to that destination. Once confirmations clear, XRP is pushed to your payout wallet.

Before you broadcast

  • Monero requires confirmations before funds are considered final — wallet sync matters.
  • Allow time for your Monero wallet to scan new blocks after receipt.
  • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
  • Still waiting on XRP? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
You send

Monero — private by default

Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

Monero wallet sync

An out-of-sync wallet may not display incoming funds even after the order shows a payout.

Compare your wallet block height with a public Monero explorer before opening a support ticket.

You receive

XRP — fast ledger settlements

XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

XRP payout delays

If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

When will XRP arrive?

XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

  • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
  • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
  • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

Before you swap

Avoid wrong-network deposits and address format mistakes — read these guides first.

Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

All swap safety guides

Coin swap hubs

More no-KYC swap pairs and guides for each asset.

XMR Swap Monero (XMR) — no KYC hub XRP Swap Ripple (XRP) — no KYC hub

Related exchange pairs

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Frequently asked questions

Do I need KYC to swap XMR for XRP on TunnelSwap?

No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Monero → Ripple swaps.

How fast is a XMR → XRP swap?

Most routes settle within minutes. Final timing follows Monero mainnet deposit confirmations and XRP Ledger payout speed.

Does TunnelSwap hold my XMR or XRP?

No. You fund the deposit from your wallet and XRP is sent straight to the address you paste — non-custodial, wallet to wallet.

What if I use the wrong network for XMR?

Only send on the network shown for the order (Monero mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.