Tunnel in 3 steps
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Choose how much ZEC to send and paste the Stellar address that should receive funds on Stellar mainnet.
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Open the order to freeze the quote and reveal a one-time deposit destination.
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Broadcast ZEC to that destination. Once confirmations clear, XLM is pushed to your payout wallet.
Before you broadcast
- Zcash confirmations follow mainnet block times — usually a few minutes.
- Transparent (t-) and shielded (z-) addresses are not interchangeable — use the type your order specifies.
- Shielded payouts may take longer to appear depending on wallet support.
- Still waiting on XLM? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
Zcash — optional shielded privacy
ZEC supports transparent and shielded addresses — pick the receive format your wallet actually supports.
Transparent vs shielded ZEC
Sending to the wrong address type is a common failure mode.
If unsure, ask support which format your order uses before broadcasting.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
XLM not visible yet?
Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.
When will XLM arrive?
Stellar settlements are usually very quick once your deposit confirms.
- Check Stellar Expert or a similar explorer with the payout tx hash.
- Confirm whether your wallet needs a destination memo for incoming funds.
- Keep a small XLM reserve if your wallet requires a minimum balance.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap ZEC for XLM on TunnelSwap?
No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Zcash → Stellar swaps.
How fast is a ZEC → XLM swap?
Most routes settle within minutes. Final timing follows Zcash mainnet deposit confirmations and Stellar mainnet payout speed.
Does TunnelSwap hold my ZEC or XLM?
No. You fund the deposit from your wallet and XLM is sent straight to the address you paste — non-custodial, wallet to wallet.
What if I use the wrong network for ZEC?
Only send on the network shown for the order (Zcash mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.