No KYC · Non-custodial · Private

Exchange Monero to USD Coin

Move Monero (XMR) into USD Coin (USDC) on ERC-20 on Ethereum through TunnelSwap — a privacy-first, anonymous no-KYC swap. You send XMR from your own wallet; USDC arrives at the payout address you paste. Top rates and low fees show before you broadcast, and most routes finish within minutes after deposit confirmations.

  • No KYC · No lasting profile
  • Non-custodial
  • NO-KYC automation

Start swap

You Send
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All fees included
Estimated rate: -
You Get
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Tunnel in 3 steps

  1. Choose how much XMR to send and paste the USD Coin address that should receive funds on ERC-20 on Ethereum.

  2. Open the order to freeze the quote and reveal a one-time deposit destination.

  3. Broadcast XMR to that destination. Once confirmations clear, USDC is pushed to your payout wallet.

Before you broadcast

  • Monero requires confirmations before funds are considered final — wallet sync matters.
  • Allow time for your Monero wallet to scan new blocks after receipt.
  • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
  • Still waiting on USDC? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
You send

Monero — private by default

Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

Monero wallet sync

An out-of-sync wallet may not display incoming funds even after the order shows a payout.

Compare your wallet block height with a public Monero explorer before opening a support ticket.

You receive

USD Coin — regulated dollar stablecoin

USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.

USDC not credited?

Verify your wallet is on Ethereum mainnet and the token contract matches official USDC on Ethereum.

When will USDC arrive?

ERC-20 USDC payouts follow Ethereum block times — usually minutes after your deposit confirms.

  • Confirm your wallet is set to Ethereum mainnet, not Polygon, Base, or another L2.
  • Add the official USDC token contract in your wallet if the balance does not appear automatically.
  • Check the payout tx hash on Etherscan if your wallet shows no incoming transfer.

Why traders swap into USDC

USDC is widely used in DeFi and on exchanges that prefer a regulated dollar stablecoin.

On Ethereum mainnet it pairs naturally with ETH gas and most ERC-20 trading pairs.

Before you swap

Avoid wrong-network deposits and address format mistakes — read these guides first.

Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

All swap safety guides

Coin swap hubs

More no-KYC swap pairs and guides for each asset.

XMR Swap Monero (XMR) — no KYC hub USDC Swap USD Coin (USDC) — no KYC hub

Related exchange pairs

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Frequently asked questions

Do I need KYC to swap XMR for USDC on TunnelSwap?

No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Monero → USD Coin swaps.

How fast is a XMR → USDC swap?

Most routes settle within minutes. Final timing follows Monero mainnet deposit confirmations and ERC-20 on Ethereum payout speed.

Does TunnelSwap hold my XMR or USDC?

No. You fund the deposit from your wallet and USDC is sent straight to the address you paste — non-custodial, wallet to wallet.

What if I use the wrong network for XMR?

Only send on the network shown for the order (Monero mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.