No KYC · Non-custodial · Private

Exchange Stellar to USD Coin

Move Stellar (XLM) into USD Coin (USDC) on ERC-20 on Ethereum through TunnelSwap — a privacy-first, anonymous no-KYC swap. You send XLM from your own wallet; USDC arrives at the payout address you paste. Top rates and low fees show before you broadcast, and most routes finish within minutes after deposit confirmations.

  • No KYC · No lasting profile
  • Non-custodial
  • NO-KYC automation

Start swap

You Send
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All fees included
Estimated rate: -
You Get
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Tunnel in 3 steps

  1. Choose how much XLM to send and paste the USD Coin address that should receive funds on ERC-20 on Ethereum.

  2. Open the order to freeze the quote and reveal a one-time deposit destination.

  3. Broadcast XLM to that destination. Once confirmations clear, USDC is pushed to your payout wallet.

Before you broadcast

  • Stellar confirmations are typically very fast — often within seconds.
  • A minimum XLM balance may be required to activate or maintain your Stellar account.
  • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
  • Still waiting on USDC? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
You send

Stellar — fast payments network

XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

Sending XLM on Stellar

Send native XLM on Stellar mainnet from a compatible wallet.

If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

You receive

USD Coin — regulated dollar stablecoin

USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.

USDC not credited?

Verify your wallet is on Ethereum mainnet and the token contract matches official USDC on Ethereum.

When will USDC arrive?

ERC-20 USDC payouts follow Ethereum block times — usually minutes after your deposit confirms.

  • Confirm your wallet is set to Ethereum mainnet, not Polygon, Base, or another L2.
  • Add the official USDC token contract in your wallet if the balance does not appear automatically.
  • Check the payout tx hash on Etherscan if your wallet shows no incoming transfer.

Why traders swap into USDC

USDC is widely used in DeFi and on exchanges that prefer a regulated dollar stablecoin.

On Ethereum mainnet it pairs naturally with ETH gas and most ERC-20 trading pairs.

Before you swap

Avoid wrong-network deposits and address format mistakes — read these guides first.

USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

All swap safety guides

Coin swap hubs

More no-KYC swap pairs and guides for each asset.

XLM Swap Stellar (XLM) — no KYC hub USDC Swap USD Coin (USDC) — no KYC hub

Related exchange pairs

USDC → XLM Swap USD Coin to Stellar with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → BTC Turn XLM into Bitcoin in one wallet hop — self-custodied, quotes you can check first — top rates, complete in minutes. XLM → XMR Trade Stellar XLM for Monero — XLM to XMR, anonymous no-KYC privacy-first swap — top rates, complete in minutes. XLM → ETH Roll XLM into Ethereum mainnet — automated swap, skip signup on TunnelSwap — top rates, complete in minutes. XLM → USDT Route XLM for USDT (TRC-20) — cash out to stablecoin, without opening an account on TunnelSwap — top rates, complete in minutes. XLM → USDT Swap Stellar to Tether with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → SOL Swap Stellar to Solana with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → ZEC Swap Stellar to Zcash with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → BNB Swap Stellar to BNB with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → LTC Swap Stellar to Litecoin with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → XRP Swap Stellar to Ripple with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → TRX Swap Stellar to Tron with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations.

Frequently asked questions

Do I need KYC to swap XLM for USDC on TunnelSwap?

No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Stellar → USD Coin swaps.

How fast is a XLM → USDC swap?

Most routes settle within minutes. Final timing follows Stellar mainnet deposit confirmations and ERC-20 on Ethereum payout speed.

Does TunnelSwap hold my XLM or USDC?

No. You fund the deposit from your wallet and USDC is sent straight to the address you paste — non-custodial, wallet to wallet.

What if I use the wrong network for XLM?

Only send on the network shown for the order (Stellar mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.