Tunnel in 3 steps
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Choose how much XLM to send and paste the Ripple address that should receive funds on XRP Ledger.
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Open the order to freeze the quote and reveal a one-time deposit destination.
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Broadcast XLM to that destination. Once confirmations clear, XRP is pushed to your payout wallet.
Before you broadcast
- Stellar confirmations are typically very fast — often within seconds.
- A minimum XLM balance may be required to activate or maintain your Stellar account.
- Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
- Still waiting on XRP? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
Stellar — fast payments network
XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.
Sending XLM on Stellar
Send native XLM on Stellar mainnet from a compatible wallet.
If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Before you swap
Avoid wrong-network deposits and address format mistakes — read these guides first.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Do I need KYC to swap XLM for XRP on TunnelSwap?
No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Stellar → Ripple swaps.
How fast is a XLM → XRP swap?
Most routes settle within minutes. Final timing follows Stellar mainnet deposit confirmations and XRP Ledger payout speed.
Does TunnelSwap hold my XLM or XRP?
No. You fund the deposit from your wallet and XRP is sent straight to the address you paste — non-custodial, wallet to wallet.
What if I use the wrong network for XLM?
Only send on the network shown for the order (Stellar mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.