No KYC · Non-custodial · Private

Exchange Stellar to Monero

Move Stellar (XLM) into Monero (XMR) on Monero mainnet through TunnelSwap — a privacy-first, anonymous no-KYC swap. You send XLM from your own wallet; XMR arrives at the payout address you paste. Top rates and low fees show before you broadcast, and most routes finish within minutes after deposit confirmations.

  • No KYC · No lasting profile
  • Non-custodial
  • NO-KYC automation

Start swap

You Send
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All fees included
Estimated rate: -
You Get
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Tunnel in 3 steps

  1. Choose how much XLM to send and paste the Monero address that should receive funds on Monero mainnet.

  2. Open the order to freeze the quote and reveal a one-time deposit destination.

  3. Broadcast XLM to that destination. Once confirmations clear, XMR is pushed to your payout wallet.

Before you broadcast

  • Stellar confirmations are typically very fast — often within seconds.
  • A minimum XLM balance may be required to activate or maintain your Stellar account.
  • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
  • Still waiting on XMR? Give the wallet a few minutes to sync, then share your Exchange ID with support if the order already lists a payout hash.
You send

Stellar — fast payments network

XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

Sending XLM on Stellar

Send native XLM on Stellar mainnet from a compatible wallet.

If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

You receive

Monero — private by default

Monero uses ring signatures and one-time addresses so amounts and addresses stay confidential on-chain.

XMR not visible yet?

Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

If the order lists a payout tx but your synced wallet shows nothing, contact support.

Receiving XMR privately

Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

  • Use a fresh subaddress for each swap rather than reusing old receive addresses.
  • Compare your wallet block height with a public explorer before assuming a payout failed.
  • Allow extra time after the order shows sent — privacy features can delay wallet display.

Before you swap

Avoid wrong-network deposits and address format mistakes — read these guides first.

Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

All swap safety guides

Coin swap hubs

More no-KYC swap pairs and guides for each asset.

XLM Swap Stellar (XLM) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

Related exchange pairs

XMR → XLM Route XMR into Stellar XLM — privacy-focused exit, without opening an account on TunnelSwap — top rates, complete in minutes. XLM → BTC Turn XLM into Bitcoin in one wallet hop — self-custodied, quotes you can check first — top rates, complete in minutes. XLM → ETH Roll XLM into Ethereum mainnet — automated swap, skip signup on TunnelSwap — top rates, complete in minutes. XLM → USDT Route XLM for USDT (TRC-20) — cash out to stablecoin, without opening an account on TunnelSwap — top rates, complete in minutes. XLM → USDT Swap Stellar to Tether with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → USDC Swap Stellar to USD Coin with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → SOL Swap Stellar to Solana with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → ZEC Swap Stellar to Zcash with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → BNB Swap Stellar to BNB with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → LTC Swap Stellar to Litecoin with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → XRP Swap Stellar to Ripple with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations. XLM → TRX Swap Stellar to Tron with no signup — privacy-first anonymous no-KYC swap. Live quote, deposit from your wallet, payout after chain confirmations.

Frequently asked questions

Do I need KYC to swap XLM for XMR on TunnelSwap?

No. TunnelSwap is an anonymous no-KYC, privacy-first exchange. There is no account, no ID upload, and no standing balance for Stellar → Monero swaps.

How fast is a XLM → XMR swap?

Most routes settle within minutes. Final timing follows Stellar mainnet deposit confirmations and Monero mainnet payout speed.

Does TunnelSwap hold my XLM or XMR?

No. You fund the deposit from your wallet and XMR is sent straight to the address you paste — non-custodial, wallet to wallet.

What if I use the wrong network for XLM?

Only send on the network shown for the order (Stellar mainnet). Wrong-chain deposits can be unrecoverable — review the safety guides before you broadcast.